YSR Aasara Scheme Guidelines on loans/ Financial Assistance to Self Help Groups: Eligibility Selection list

YSR Aasara Scheme Guidelines on loans/Financial Assistance to Self Help Groups: Eligibility, slection Process,  Selection list

YSR AASARA Scheme – Guidelines Financial Assistance to Poor women in SHG Groups: YSR Aasara Scheme Guidelines on loans to Self Help Groups : Guidelines on loans to self-help groups have been issued under the YSR Aasara Scheme for the financial year 2020-21. YSR AASARA Apply Process 2020 – Aasara Scheme Eligibility Criteria. Women SHGs which have availed bank finance under SHG BANK LINKAGE SCHEME from Scheduled Commercial Banks, Regional Rural Banks and Cooperative Banks having bank loan outstanding balance as on 11.04.2019 in the state of Andhra Pradesh are eligible under this Scheme. Women can use the money for any purpose, there are no restrictions on this. AP Government Panchayat Raj and Rural Development (PR&RD) – Introduction of new Scheme named as “YSR AASARA” under Navaratnalu – Providing financial assistance to Rural and Urban poor women in Self Help Groups who availed bank loans for financial needs – Reimbursement of entire bank outstanding amount as on 11.04.2019 in four instalments from the financial year 2020-21 through respective Welfare Corporations – Detailed guidelines for implementation of the YSR AASARA Scheme. YSR AASARA Scheme Guidelines. Eligibility for YSR AASARA Scheme, Operational Guidelines available in this page.

YSR Aasara Scheme Guidelines on loans to Dwakra women Groups

Guidelines on loans to self-help groups have been issued under the YSR Aasara Scheme for the financial year 2020-21. The government is ready to repay the bank linkage loans in 4 installments.

వైఎస్సార్ ఆసరా పథకం… మార్గదర్శకాలు ఇవే.. 

1.  అమరావతి : 2020-21 ఆర్థిక సంవత్సరానికి వైఎస్ఆర్ ఆసరా పథకం కింద స్వయం సహాయ సంఘాలకు రుణాలపై మార్గదర్శకాలు విడుదలయ్యాయి.
2.  బ్యాంకు లింకేజీ రుణాలను 4 విడతల్లో చెల్లించేందుకు గవర్నమెంట్ రెడీ అయ్యింది.
3.  2019 ఏప్రిల్ 11 తేదీ వరకు పెండింగ్లో ఉన్న బ్యాంకు లింకేజీ లోన్స్‌కు మాత్రమే ఈ వైఎస్ఆర్ ఆసరా స్కీమ్ వర్తిస్తుందని ఏపీ సర్కార్ తెలిపింది.
4.  ఏప్రిల్ 11 , 2019 తేదీ కంటే ముందు నిరర్థక ఆస్తులుగా ప్రకటించింది.
5.  నిలిపి వేసిన ఎస్హెచ్జీ అకౌంట్లకు ఆసరా పథకం వర్తించదని వెల్లడించింది.
6.  స్వయం సహాయ సంఘాలకు ఆసరా స్కీమ్ అమలును క్షేత్రస్థాయిలో సెర్ప్, మెప్మా సంస్థలు పర్యవేక్షిస్తాయని ప్రభుత్వం ఉత్తర్వుల్లో తెలిపింది.

YSR AASARA Scheme – Guidelines Financial Assistance to Poor women in SHG Groups

 GOVERNMENT OF ANDHRA PRADESH G.O.MS.No. 655 Dated: 22-08-2020.

PR&RD – “YSR AASARA” Scheme under Navaratnalu – Providing financial assistance to Rural and Urban poor women in Self Help Groups who availed bank loans for financial needs by reimbursement of entire bank outstanding loan amount as on 11.04.2019 in four instalments from the financial year 2020-21 through respective Welfare Corporations – Detailed guidelines for implementation of the Scheme – Orders – Issued. PANCHAYAT RAJ AND RURAL EVELOPMENT (RD.I) DEPARTMENT with references 1. Single file received from the CEO, SERP, Vijayawada, e_file No.SERP-18021/5/2020-DIR-BPS-SERP Dated:29.06.2020. 2. G.O.Ms.No.654, R&RD(RD-I) Department, dt.21-08-2020

Government in the G.O. 2nd read above have introduced a new scheme name as “YSR AASARA” under Navaratnalu, for proving financial assistance to rural and urban poor women in Self Help Groups who availed bank finance to meet their all types of financial needs, by reimbursement of entire bank outstanding loan amount as on 11.04.2019 to the rural and urban SHG members in four instalments from the financial year 2020-21 through respective Welfare  Finance Corporations.  Now, the Government, after careful consideration, hereby issue the following detailed guidelines for implementation of YSR AASARA Scheme:-

GUIDELINES FOR IMPLEMENTATION OF “YSR AASARA” SCHEME:

Objective of  YSR Aasara Scheme 

The objective of the scheme is to reimburse the entire bank outstanding loan amount as on 11.04.2019 directly to the Groups Savings accounts of the SHG women in four instalments from financial year 2020-21 through the respective welfare Corporations. This will create access to enhanced livelihood opportunities, income generation and wealth creation at the household level, on a sustainable basis leading to better standards of living of poor SHG members both in rural and urban areas.

 Eligibility Criteria:

Women SHGs which have availed bank finance under SHG BANK LINKAGE SCHEME from Scheduled Commercial Banks, Regional Rural Banks and Cooperative Banks having bank loan outstanding balance as on 11.04.2019 in the state of Andhra Pradesh are eligible under this Scheme.

YSR AASARA Apply Process Other Criteria

a. SHG member can utilize this amount for any purpose of her choice without any restrictions.

b. Banks should not withhold the amount released under “YSR AASARA” scheme in the SHG Member SB account for any reason.

c. Banks should not adjust amount released under “YSR AASARA” scheme to the loan account of the group/individual loan outstanding of the members / loan outstanding of the family members.

d. The amount credited in SHG member SB account under “YSR AASARA” Scheme should be recorded in the minutes book of the SHG and individual pass books.

Operational Guidelines:

A. For SHGs:

a. To implement the “YSR AASARA” scheme SERP & MEPMA have to obtain SHG wise Bank Loan outstanding details as on 11.04.2019 from all banks operating in the state of Andhra Pradesh through SLBC of AP.

b. This data should be mapped with Savings Bank account number of the Self Help Groups existing in the database of SERP & MEPMA

(both Rural and Urban areas).

c. The details of the SHGs not mapped with database were made available to the field staff with a request to furnish SHG ID in the column provided after proper validation.

d. SHG wise pre-populated “YSR AASARA” certificate will be generated with the existing database of SERP & MEPMA.

e. Community Coordinators (CC) / Community Organisers (CO) along with Village Organisations (VO) / Slum Level Federation (SLF) members will approach the concerned bank branches and obtain the loan outstanding confirmation as on 11.04.2019.

f. Branch Managers can make necessary corrections in the pre-populated “YSR AASARA” certificates based on the information available in their branch office records wherever required.

g. On receipt of the certification from banks, SHG should convene a meeting with all the SHG members and inform the loan outstanding details to them and obtain confirmation from the groupson the bank certificate about the correctness of the loan outstanding as on

11.04.2019.

h. The outstanding loan balance certified by the branch manager and confirmed by Self Help Groups shall be uploaded in the SERP and MEPMA websites.

i. The responsibility was fixed to Assistant Project Managers (APMs) & Area Coordinators (AC) to ensure correctness of the loan amount outstanding as on 11.04.2019 and other details mentioned

in the certificate which was uploaded in the website in rural areas and Community Organisers (COs) in urban areas.

j. The correctness of the certificate should be verified by the Area Coordinator of SERP/ Project Directors (PD) DRDA / MEPMA and accord approval for crystallization/freezing the loan outstanding balance amount as on 11.04.2019 for implementation of the scheme.

B. For Members:

a. After finalizing the bank loan outstanding amount as on 11.04.2019 based on the Bank certification and SHG confirmation, CC has to obtain member wise loan outstanding details from the SHGs also need to collect caste and sub caste details of respective SHG members along with Aadhar number and individual Savings Bank account details of member.

b. CC/CO has to enter all the SHG member loan outstanding details as on 11.04.2019, caste and sub caste details, SHG members Aadhar details.

c. APM / TMC has to verify the same and approve.

d. The Project Director shall verify the SHG members list, approve the same and forward to SERP / MEPMA for onward submission to respective corporations for sanction of amount.

e. Approved final SHG members list shall be displayed in the Village/ Ward secretariat VO/SLF.

f. It shall also be noted that eligibility criteria and method of applying for the scheme shall be published in the Village/Ward secretariat VO/SLF to facilitate any SHG/SHG member who fulfils the eligible criteria to enroll in case her name is missing in the list.

V. SHG Loan amount outstanding balance ineligible under the Scheme

a. The Bank loan outstanding against any SHG which was classified as Non Performing Assets (NPA) by the financial institution as on

11.04.2019 is not eligible as the groups would have disintegrated long ago itself.

b. Loan accounts closed on or before 11.04.2019 and loans availed after 11.04.2019 are not eligible, as the Scheme is applicable to loan amount outstanding as on 11.04.2019.

VI. Grievances Redressal Mechanism

a. The aggrieved SHG can give representation to APM, Area Coordinator, Project Director DRDA/PO ITDA at the respective districts in rural areas.

b. Urban SHGs can give representation to Community Organizer, City Mission Manager, Project Director, MEPMA at the respective Town/Cities.

c. Grievances shall also be accepted at Spandana call centre, Collectorate of the respective districts, SERP Head Office Vijayawada and MEPMA Head Office Guntur.

d. The Nodal officer for addressing the grievances is Project Director

DRDA/Project Officer, ITDA/Project Director MEPMA at district level.

e. All complaints received at all levels shall be forwarded to PD DRDA/PO ITDA/PD MEPMA as the case may be for redressal.

f. If any Grievance is unresolved at district level of PD DRDA/PO ITDA /PD MEPMA should recommend/forward the grievance to

SERP/MEPMA State Office to resolve the issue.

g. After redressal of the complaint at state level, the same may be informed to PD DRDA/PO ITDA /PD MEPMA as the case may be

and they should intimate the result to the complainant.

 Other Criteria

a. SHG member can utilize this amount for any purpose of her choice without any restrictions.

b. Banks should not withhold the amount released under “YSR AASARA” scheme in the SHG Member SB account for any reason.

c. Banks should not adjust amount released under “YSR AASARA” scheme to the loan account of the group/individual loan outstanding of the members / loan outstanding of the family members.

d. The amount credited in SHG member SB account under “YSR AASARA” Scheme should be recorded in the minutes book of the

SHG and individual pass books.

  Public Information:

a. The SERP/MEPMA shall place the list of all eligible SHGs under “YSR AASARA” scheme in their respective websites

b. A copy of the same shall be displayed at the Village Secretariat in rural areas and Municipal office or ward office in the municipal areas.

c. Wide publicity should be given on implementation of the scheme through Village Volunteers in rural areas & Ward Volunteers in urban areas.

d. Field staff of SERP/MEPMA should create awareness among SHGs /SHG members on the guidelines and implementation of the scheme.

e. The SERP/MEPMA should be give extensive publicity in close coordination with the I&PR department and intensive campaign to disseminate the scheme guidelines

 Payment through the respective Corporations:

a. The corporation concerned shall generate bills in CFMS portal duly uploading the eligible SHG members data with eligible amount for release by the Finance Department towards “YSR AASARA”.

b. Upon release of the amount by Finance Department through CFMS the amount shall be remitted into the unencumbered bank accounts of the beneficiaries.

c. Upon successful payment of the amount, SMS shall be sent to mobile phones of the beneficiaries, intimating them the remittance of the amount.

d. Payment Remittance Acknowledgements shall be generated at the Village / Ward VO/TLF Secretariats and the same shall be handed over to the beneficiaries concerned, by the Village / Ward VO/TLF Volunteers concerned along with the message of the Hon’ble Chief Minister in the form of a letter.

X. Implementation & Monitoring Mechanism:

a. SERP in rural areas and MEPMA in urban areas shall be the implementing & monitoring Agency and identification of eligible SHG/ SHG member for the scheme.

b. Data updation shall be carried out in the web application in prescribed screens and specific formats.

c. Payments are processed by respective departments through the Welfare Corporations and credited electronically into the unencumbered bank accounts of beneficiaries.

d. AP Centre for Financial Systems and Services (APCFSS) shall provide required technical support for implementation of the scheme.

 

డ్వాక్రా మహిళలకు వైఎస్సార్ ఆసరా అర్హతలు :

 

1. 2019 ఏప్రిల్ 11 తేదీ వరకు పెండింగ్​లో ఉన్న బ్యాంకు లింకేజీ లోన్స్‌కు మాత్రమే ఈ వైఎస్​ఆర్ ఆసరా స్కీమ్ వర్తిస్తుందని ఏపీ స‌ర్కార్ తెలిపింది.
2. ఏప్రిల్ 11 , 2019 తేదీ కంటే ముందు నిరర్థక ఆస్తులుగా ప్రకటించింది. నిలిపి వేసిన ఎస్​హెచ్​జీ అకౌంట్ల‌కు ఆసరా పథకం వర్తించదని వెల్ల‌డించింది.
3. స్వయం సహాయ సంఘాలకు ఆసరా స్కీమ్ అమలును క్షేత్రస్థాయిలో సెర్ప్, మెప్మా సంస్థలు పర్యవేక్షిస్తాయని ప్రభుత్వం ఉత్తర్వుల్లో తెలిపింది.
4. కొత్తగా వైఎస్సార్ ఆసరాకు అప్లై చేయాలనుకునే వారికి జూన్ 12, 2020 నాటికి 45 సంవత్సరాలు పూర్తి అయ్యుండాలి.
5. అలాగే 12 జూన్ 2020 నాటికి 60 సంవత్సరాలు పూర్తి కాకూడదు.
6. గత ఆరు నెలల సరాసరి విద్యుత్ వినియోగం 300 యూనిట్ల కంటే మించరాదు
7. కుటుంబంలో ఎవరూ ప్రభుత్వ ఉద్యోగులు, ఆదాయ పన్ను చెల్లించేవారు ఉండరాదు.
8. కుటుంబ సభ్యుల మీద మాగాణి 3 ఎకరాలు,మెట్ట 10 ఎకరాలు, రెండూ కలిపి 10 ఎకరాలు మించరాదు.
9. వివిధ కారణాల చేత తెల్ల రేషన్ కార్డు Ineligible అయిన వారు అనర్హులు.
10. ఇది వరకే చేయూతకు అప్లై చేసి Ineligible అయిన వారు మరోసారి దరఖాస్తు చేయడానికి వీలు లేదు.
11. డ్వాక్రా మహిళలకు, విద్యార్థులకు ఏపీ ప్రభుత్వం గుడ్ న్యూస్ అందించింది.
12. నవరత్నాల్లో మరో హామీని అమలు చేసే దిశగా నిర్ణయం తీసుకుంది.
13. ఇవాళ సీఎం అధ్యక్షతన నిర్వహించిన కేబినెట్ సమావేశంలో ‘వైఎస్ఆర్ ఆసరా’ పధకానికి ఆమోదముద్ర వేసింది.
14. ఈ పధకం ద్వారా డ్వాక్రా మహిళలకు నాలుగేళ్లలో రూ. 27 వేల కోట్లకుపైగా లబ్ది చేకూరనుంది.
15. సెప్టెంబర్ 11న ‘వైఎస్సార్ ఆసరా’ పధకాలను ప్రారంభించేందుకు డేట్లను ఖరారు చేసింది.

YSR Aasara Scheme Guidelines on loans/Financial Assistance to Self Help Groups 

రాష్ట్రవ్యాప్తంగా వైఎస్సార్‌ ఆసరా ద్వారా లబ్ధి పొందుతున్న మహిళల ప్రాథమిక జాబితాలను ఈనెల 25న అన్ని గ్రామ, వార్డు సచివాలయాల్లో ఉంచనున్నారు. ఈ నెల 28న స్థానికంగా సోషల్‌ ఆడిట్‌ నిర్వహించి.. 29న లబ్ధిదారుల జాబితాలు గ్రామ, వార్డు సచివాలయాలతో పాటు సెర్ప్, మెప్మా వెబ్‌సైట్లలో ఉంచుతారు. అర్హత ఉండీ ఆ జాబితాలో పేరు లేని వారి నుంచి ఫిర్యాదుల స్వీకరణకు సెర్ప్, మెప్మాలు జిల్లా స్థాయిలో ప్రత్యేక గ్రీవెన్స్‌ సెల్‌ ఏర్పాటు చేయాలని ప్రభుత్వం ఆదేశించింది. స్పందన కాల్‌ సెంటర్, సెర్ప్, మెప్మా ప్రధాన కార్యాలయాల్లోనూ ఫిర్యాదులు స్వీకరిస్తారు. సెప్టెంబర్‌ 11న వైఎస్సార్‌ ఆసరా పథకాన్ని లాంఛనంగా ప్రారంభించనున్నారు. బ్యాంకర్ల కమిటీ ప్రాథమిక నివేదిక ప్రకారం 9,33,180 పొదుపు సంఘాల పేరిట రూ. 27,168 కోట్ల మేర రుణాలు ఉన్నాయి.

AP YSR Aasara Scheme  Official website -check beneficiary List

YSR Cheyuta Scheme Check Cheyuta beneficiaries list, Eligibility, benefits